Annuities:
The Shocking Truths Revealed Can Your Annuity Do This? Ignorance
is not bliss... Tony Bahu is a
licensed annuity agent who has helped many men
: Home : Annuity Related Articles :
and Insurance Companies Don't Want You to Know.
--By Tony Bahu
© All rights reserved.
Many
people buy annuities according to their agent's recommendations.
However, many people do not even know what they own. It is a good
idea to take inventory of your investments, and particularly your
annuity. It is important to understand what your annuity can and
cannot do and what features it has. Here are some of the things
you definitely must be sure to know about your annuity:
1. What interest rates are you currently getting?
2. Are the interest rates getting worse?
3. What is the rating of your insurance company? (Critical)
4. What are your surrender charges?
5. Is your principal ever at risk?
6. What retirement & income options does your annuity have?
7. Is your annuity Medicaid Friendly?
8. Did you properly designate your beneficiary annuitant and even
ownership of your annuity?
9. How safe is your annuity?
10. Is your annuity subject to double taxation?
12. What is your minimum guarantee?
13. Are you eligible for a 1035 exchange?
14. What happens in the event of your death? Are your
beneficiaries entitled to all of the money or are there penalties?
This is a good beginning inventory list. These questions are
important in assuring you are doing what is right for you. As we
said before, the best annuity is the one that is best for YOU.
And by taking inventory of what you own, you can now assess it against
your own goals and make sure there is a match.
By the way, this is a good process to go through periodically. As
you know, your needs change over time. And as they change, you
must make sure your investments are always in line with your
goals. If they are, great. If they aren't, well, change
your goals---or change your investments! But make sure there is a
match.
Hopefully this helps. And remember, it's not what you know; it's
what you do with what you know. If this makes sense, then pull
your annuities out and take inventory. There is no better time
than the present.
About the author:
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and women own the annuity that is right for them and their
family.
He is also the author of the controversial document,
'Annuities: The Shocking Truths Revealed', which reveals the secrets
that the banks and insurance companies don't want you to know.
For more information on his document, visit the site below right now!
http://www.affiliaterevenuesources.com/annuity-facts.html
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